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Summer 2026 Portfolio Optimization Intern

Mizuho Americas
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Mizuho Greenhill Investment & Corporate Banking is a premier financial institution dedicated to delivering innovative capital markets and advisory solutions to corporations, institutional investors and private equity clients. Our deep industry expertise, value-added ideas and best-in-class execution have made us a trusted partner to our clients. To meet our clients’ financial and strategic objectives, we deploy a holistic approach to providing solutions across investment banking, corporate banking, capital markets, structured finance and M&A advisory.

 

SUMMARY:

  • Responsible for active and dynamic portfolio management and monitoring of the Banking Americas lending portfolio with a focus on optimizing profitability and capital usage.
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PRINCIPAL DUTIES AND RESPONSIBILITIES:

  • Assist in managing the overall Banking Americas portfolio.
  • Manage the Business Selection Committee (BSC) pipeline for capital allocation proposals to ensure that all proposals are submitted in a timely fashion and are signed off by the Portfolio Management team.
  • Provide onboarding advisory solutions of new capital requests to Banking Americas including but not limited to:
    • Provide comments and observations on BSC presentations prior to final submission for committee review and approval.
    • Validate data entry on the profitability models to ensure that proposed transaction is modelled correctly.
    • Guidance and advisory on profitability metrics including offering solutions to maximize/improve profitability.
    • Point of contact for deal teams for client capital onboarding and strategic deal advisory.
    • Non-bias scrutiny of client value propositions at the point of origination to make deal teams aware of potential challenges from the BSC that could be addressed during negotiations.
    • Advise deal teams on achieving target risk appetite with the use of various risk mitigation tools in order to support the execution of transactions and generate ancillary cross selling opportunities for core clients.
  • Be a center of excellence for bank profitability metrics, capital calculations, and to provide advisory and education to bankers and product partners at point of origination.
  • Provide transparency to risk mitigation tools/costs to meet potential risk appetite thresholds ensuring costs are factored into profitability metrics.
  • Track client and portfolio profitability to ensure BSC cross sell promises/forecasts from product partners are delivered.
  • Monitor Banking Americas portfolio using early warning indicators for sectors and specific credits.
  • Actively scrutinize single names and sectors post origination to identify potential credit migration risks forming proprietary views and developing recommendations.
  • Perform fundamental credit risk deep dive assessments on sectors and specific credits triggered by early warning indicators to form a view and develop action plan.
  • Coordinate internally with Sector Team Leaders to forecast and report Banking Americas credit charges.
  • Regular and Ad-hoc reporting on portfolio composition and various risk metrics.
  • Anticipate, assess and analyze event driven risk on portfolio (natural disasters, political instability, systemic shifts in industry business models).
  • Advise and/or manage stressed and distressed credits in the portfolio.
  • Identify issues with transaction booking, correct errors in booking systems, and ensure that collateral protections are properly reflected in order to get the right impact to the Bank’s balance sheet and P&L.
  • Assist with other administrative duties and projects, including the execution of live transactions, as assigned.
  • Periodic ad-hoc projects.

 

MINIMUM JOB REQUIREMENTS OR EXPERIENCE:

  • Currently pursuing an undergraduate degree in Accounting, Finance, or Economics with an expected graduation date of May 2027
  • Strong understanding of banking products including documentation (loans, trade finance, leasing, securitization, project finance, etc) is a plus.
  • Understandings of regulatory capital, RWA calculations, and Basel accord is a plus.
  • Understanding of Credit Default Swaps, Credit Risk Insurance, Loan Sales, and other risk mitigation products is a plus.
  • Cross sector expertise is a plus
  • Effective oral and written communication skills.
  • Strong PC skills, including knowledge of MS Word, Power Point, and Excel (including Capital IQ and Bloomberg).
  • Good interpersonal skills and a team oriented person.

 

Salary: $35 /hour